Financial responsibilities can weigh you down as you try to pay your bills on time every month. One possible solution is to apply for a d...

If you’re toying with the idea of refinancing your mortgage, you may be wondering if now is the right time.  After all, interest rates ar...

You’ve found a home, but it’s a little rough around the edges. Where can you turn? Now, you can transform any home from “as is” into “exa...

DETERMINING INTEREST RATES The first question most clients ask, “What is your interest rate?” The question is a good one, but this shoul...

Loans and other financing methods available to consumers fall under two main categories: secured and unsecured debt. The difference betwe...

What is the Loan-to-Value Ratio - LTV Ratio Loan-to-value (LTV) ratio is an assessment of lending risk that financial institutions and ot...

You’ll be surprised how much money you can save by tightening your belt a little. Short of checking inside the couch for coins, here are ...

Your “credit score” is more than just a number. It represents your ability to borrow to buy the things that matter in your life, and even...