Financial responsibilities can weigh you down as you try to pay your bills on time every month. One possible solution is to apply for a debt consolidation lo...

If you’re toying with the idea of refinancing your mortgage, you may be wondering if now is the right time.  After all, interest rates are still flirting wit...

You’ve found a home, but it’s a little rough around the edges. Where can you turn? Now, you can transform any home from “as is” into “exactly as it should be...

DETERMINING INTEREST RATES The first question most clients ask, “What is your interest rate?” The question is a good one, but this should come at the end of...

Loans and other financing methods available to consumers fall under two main categories: secured and unsecured debt. The difference between two is the presen...

What is the Loan-to-Value Ratio - LTV Ratio Loan-to-value (LTV) ratio is an assessment of lending risk that financial institutions and other lenders examine ...

You’ll be surprised how much money you can save by tightening your belt a little. Short of checking inside the couch for coins, here are nine tips guaranteed...

Your “credit score” is more than just a number. It represents your ability to borrow to buy the things that matter in your life, and even get a job. A great ...