DETERMINING INTEREST RATES The first question most clients ask, “What is your interest rate?” The question is a good one, but this shoul...

Loans and other financing methods available to consumers fall under two main categories: secured and unsecured debt. The difference betwe...

What is the Loan-to-Value Ratio - LTV Ratio Loan-to-value (LTV) ratio is an assessment of lending risk that financial institutions and ot...