How are Interest Rates Determined?
DETERMINING INTEREST RATES The first question most clients ask, “What is your interest rate?” The question is a good one, but this...
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What is the Difference Between Secured & Unsecured Debts?
Loans and other financing methods available to consumers fall under two main categories: secured and unsecured debt. The difference...
What is Loan-to-Value Ratio?
What is the Loan-to-Value Ratio - LTV Ratio Loan-to-value (LTV) ratio is an assessment of lending risk that financial institutions and...